Wednesday, July 10, 2013

sample of promissory note letter for school | Blog About Money ...

Personal promissory note | sample note & guidelines, A personal promissory note is the one used between two parties like friends and family members on a small level with a small amount of loan. as compared to commercial.
Promissory note ? wikipedia, the free encyclopedia, A promissory note is a legal instrument (more particularly, a financial instrument), in which one party (the maker or issuer) promises in writing to pay a determinate.
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What are the guidelines for student thank-you letters?

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Source: http://www.2009tmgc.org/sample-of-promissory-note-letter-for-school/

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Tuesday, July 9, 2013

Lions Club helping tornado victims

July 9, 2013

The Granbury Lions Club recently made about $7,000 in donations to help those impacted by the May 15 tornado. In addition to a large donation of food, the Lions Club delivered air conditioners to be used at homes damaged by the tornado. Hundreds of reader glasses were also delivered to St. Frances for distribution to other organizations in need. The Granbury Lions Club also gave Pastor Margret Fields, outreach minister at Acton Methodist, 20 Walmart $100 gift cards to be distributed to families in need after the tornado.

Category: Updates

Source: http://hcnews.com/pages/updates/lions-club-helping-tornado-victims-2/

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Monday, July 8, 2013

The IRS Just Accidentally Published Thousands of SSNs Online

The IRS Just Accidentally Published Thousands of SSNs Online

You'd think the IRS would be the one organization it might be safe to trust with your precious Social Security Number. Think again. Thanks to a cock-up, the agency just put tens of thousands of the numbers out on the Internet for anyone and everyone to see. Fantastic.

It seems that when the IRS went to upload a bunch of records on the non-profit industry, some unfortunate soul simply forgot to redact the thousands of identifying numbers. Fortunately, the error was spotted by Public.Resource.Org, which likes to publish these kind of records, and the offending list of 9-digit numbers has already been removed. Still, it's disquieting to know they were out there at all, and who knows who saw them.

There have been worse breaches, like when the state of South Carolina got hacked out of 3.6 million SSNs. But it hurts to see the IRS?an agency that trades in these things by its very nature?compromise a bunch through sheer digital incompetence; no hackers necessary. [Boing Boing via The Daily Dot]

Image by chuckstock/Shutterstock

Source: http://gizmodo.com/the-irs-just-accidentally-published-thousands-of-ssns-704798055

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Saturday, July 6, 2013

London Event with Cassandra Clare and Jamie Campbell Bower

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Fans of The Mortal Instruments congregated (see what I did there) at St James? Church ? a very apt location for the purpose of this event as it has that whole UK Institute vibe going on, for a Q&A/signing. Th evening was made all the more special when Jamie chose to thank the fans by singing a couple of tunes while he played guitar. As Cassie said, 500 fans fell in love in those few minutes. Here?s so of our pictures and a rather good video from one fan of Jamie?s impromptu performance!

Please credit UK Twilight if you choose to use any of the images. I would love to reciprocate by crediting the maker of the video so if you contact me, I?ll add your name to this article.

Source: http://uktwilight.co.uk/2013/07/05/london-event-with-cassandra-clare-and-jamie-campbell-bower/

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Tuesday, July 2, 2013

Zimmerman Trial Live Stream: Second Week of Testimony Begins

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BlackBerry whacked with downgrades after dismal earnings

BlackBerry Earnings Analyst Downgrades

You get the feeling that it?s going to be a rough week for BlackBerry. Barron?s points out the company get hit with three separate downgrades from analysts on Monday in the wake of its hugely disappointing earnings report last week. The most bearish analyst flagged by Barron?s is?Deutsche Bank?s Brian Modoff, who cut BlackBerry?s price target to $6 and who says the company?s hardware business has actually become its biggest weakness. Instead of making smartphones, Modoff thinks BlackBerry should instead focus on its BlackBerry Enterprise Service 10 platform that he says is the company?s most valuable remaining asset.

[More from BGR: Leaked image points to September 5th launch for Verizon?s HTC One]

?Unfortunately, we believe that continuing to run the devices business could be their Achilles heel,? Modoff writes. ?If they choose to keep plowing money into marketing BB10 devices across the globe, it will create a heavy cash burn unless the uptake begins to quickly gain traction.?

[More from BGR: MacBook Air continues to crush ultrabooks]

Needham & Co. analyst Charlie Wolf, meanwhile, thinks the company has some short-term upside because its QWERTY-equipped BlackBerry Q10 and Q5 models ought to sell well with diehard fans who want to have full keyboards on their smartphones. However, he warns that we shouldn?t see this slight boost as the start of a long-term recovery.

?Q10 sales could quickly ramp significantly once the smartphone is rolled out since the installed base of BlackBerry owners in the enterprise has been stuck on older models for so long,? he writes. ?But the potential sharp rise in sales could be short lived since the installed base in the business market is not that large any more. Recalling the comments of reviewers, virtual keyboards have taken over in a few short years. So even diehard BlackBerry fans may think twice before upgrading to the Q10.?

The latest earnings results were so discouraging that even analysts who maintained their ratings on the company found it very hard to believe it has a future as a competitive smartphone platform.?Goldman Sachs analyst Simona Jankowski, for instance, maintained a Neutral rating for BlackBerry shares but slashed her price target from $17 to $12 and said that BlackBerry 10 had no hope of competing with iOS or Android in the mobile market.

?Our prior fundamental valuation used a scenario analysis that assigned 20% probability to the bull case (i.e. a turnaround based on traction with BB10) and 80% probability to the sum-of-the-parts base/bear case (i.e. continued share declines),? she writes. ?We no longer assign any probability to the bull case, given the disappointing traction of BB10 in the first full quarter since the launch.?

This article was originally published on BGR.com

Source: http://news.yahoo.com/blackberry-whacked-downgrades-dismal-earnings-001548383.html

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